Filing a car accident compensation claim in Dubai requires proper documentation that proves the accident, establishes responsibility, and supports the compensation you are seeking. Many residents and expats find the paperwork confusing, especially when insurance companies request additional proof or question certain details. This is why people often consult Lawyers in Dubai to ensure their file is complete and fully compliant with UAE requirements.
- Police Accident Report
This is the most crucial document. Dubai Police issues an official accident report that identifies who is responsible. Without it, insurance companies will not process claims, and courts will not consider compensation requests.
- Medical Records and Bills
If you suffered any injuries, you must keep all medical reports, hospital discharge summaries, X-rays, prescriptions, and receipts. These records help demonstrate the extent of your injuries and the cost of treatment.
- Vehicle Repair Estimate and Garage Report
Approved workshops in Dubai prepare a formal damage assessment report. This report is required to calculate repair costs and is essential when submitting a compensation claim to insurance or court.
- Insurance Policy Documents
Your motor insurance policy and any additional coverage details must be provided to determine what compensation you are entitled to.
- Emirates ID or Passport Copy
Identification documents are needed for both the claim process and any legal filings. Tourists can use their passport copies.
- Driving License Copies
Copies of the driving licenses of all involved drivers must be submitted to confirm each party was legally operating their vehicle.
- Photos, Videos, and On-Site Evidence
Pictures or videos showing the accident scene, damage, skid marks, road conditions, or traffic signals are extremely helpful. Dashcam or CCTV footage adds strong support.
- Salary Certificate (If Claiming Lost Income)
If injuries caused you to miss work, a salary certificate or employment letter is needed to calculate loss of earnings.
- Rental Car Agreement (If Applicable)
If the accident involved a rented vehicle, the rental contract and insurance terms must be included.
- Communication With Insurance
Any emails, claim forms, SMS updates, or letters exchanged with the insurance company should be submitted as supporting documents.
Whether the claim is simple or complicated, carefully organizing these documents increases your chances of receiving proper compensation. When disputes arise, experienced Lawyers in Dubai can help ensure your case is presented clearly, supported with the correct paperwork, and handled according to UAE legal procedures.
